The best times to buy a used car
Posted: December 1, 2020
Interested in buying a used car, but not sure when or where to begin? Don’t worry—the strategies and tips we’ve outlined here can help you start off on the right path at the right time. Start shopping strategically It’s always good to shop around before making a big purchase like a car. We recommend you begin looking into possible vehicles in the fall. Why the...
Pros & Cons Of Opening A Flexible Spending Account
Posted: November 28, 2020
Flexible spending accounts (FSAs) are associated with employer-sponsored health insurance plans. They allow you to divert a tax-deferred portion of your earnings into the account, which you can use to pay for certain healthcare-related expenses, including copayments and deductibles, and dependent-care costs. Money in an FSA must be used by the end of the plan year. However, employers may offer a grace period of up...
How Do I Know If I Need Separate Vision Insurance?
Posted: November 25, 2020
Regular eye exams are essential for maintaining the health of the eyes – the organs that make vision possible. Eye exams can also detect underlying health conditions that may otherwise go unnoticed. Depending on your annual vision care costs, you may need separate vision insurance to get the eye and vision care you need. Is Separate Vision Insurance Worth It? You may purchase vision insurance...
Beginner’s Guide To Choosing A Beneficiary
Posted: November 22, 2020
If you have a life insurance policy, your beneficiary is the person who will receive the benefits in the event of your death. For obvious reasons, choosing a beneficiary is an important step in the process of obtaining life insurance. If you are new to the process, the following tips can help. Consider the Purpose of the Policy You are buying life insurance for a...
Do I Need More Than Just General Liability Insurance?
Posted: November 19, 2020
General liability insurance is essential for many types of businesses. This coverage is particularly critical if your business is open to the public, rents or owns commercial property, works closely with clients or customers, or handles client property. Most new business owners buy a general liability insurance policy right away. However, it is not the only business insurance you are likely to need. What Is...